Exceptional benefits – with no minimum balance requirement.

Access checking provides an expanded range of banking options, without the restriction of a minimum balance requirement.

All we ask is that you do two simple things each month to qualify for Access checking and avoid the monthly service fee1:

  • Have a qualifying direct deposit of $250 or more each month;
  • Make just one or more debit card purchases each month.

Access checking opens the door to an unbelievable relationship. With favored interest rates, great free digital services, and unlimited rebates of other banks' ATM fees, we'll help your money grow.

Access accounts include:

  • Interest bearing account
  • Preferred deposit rates
  • Rebates of other banks' ATM Fees
  • Free Visa Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free Online Statements
  • Free Mobile Banking2
  • Readyline membership fee - first year free3
  • Free notary service
  • Free consultation with GSB Wealth Management4,5

Ready to get started? Open your account in person or online today.

Disclosure : Consumer accounts only. $50 minimum opening deposit required. 1. Qualifying Direct Deposit must exceed $250 from an unrelated third party such as payroll, social security or veterans' benefits and must occur monthly. Active use of Debit Card is defined as making one or more debit card purchases per month. If the minimum requirements are not met, a $15 monthly service fee will apply and rebates of Non-GSB ATM Activity Charges will be forfeited. Accounts must be open during the full account statement period to receive the rebates. Accounts closed prior to a full statement period will not be eligible for the ATM fee rebates. 2. Message and data rates may apply from your wireless carrier. Not all wireless carriers supported. 3. Subject to credit approval. 4. GSB does not offer legal advice. You should seek specific advice regarding legal and tax matters from a qualified attorney. Products and services made available are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. 5. GSB Wealth Management is a separate subsidiary of Guilford Savings Bank. GSB Wealth Management is a registered investment advisor.

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Customer Testimonials

October 03, 2022,

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