Preferred Access checking is your gateway to our best features.

You've invested in us; now it's our time to pay you back. Our flagship checking account rewards deep relationships with exclusive benefits. Preferred Access checking features our best interest rates, unlimited rebates of other banks' ATM fees, overdraft protection, free checks, and more. Banking has never been more convenient.
Best of all, there's no fee for customers who maintain a balance of $1,500 in their checking account, with an aggregate balance of $25,0001.
Preferred Access accounts include:
  • Interest bearing account
  • Preferred deposit rates
  • Rebates of other banks' ATM fees
  • Free Visa Debit Card
  • Free Online Banking
  • Free Online Bill Pay
  • Free Online Statements
  • Free Mobile Banking2
  • Free overdraft protection transfers
  • Readyline membership fee - first year free3
  • Free notary service
  • Free small safe deposit box
  • Free consultation with GSB Wealth Management4,5
  • Free signature guarantee
  • Free Signature checks, or 50% discount on design of your choice
Are you ready to enjoy the benefits of Preferred Access? Open your account in person or online today!

Disclosure : Consumer accounts only. $50 minimum opening deposit required. 1. An average daily minimum balance of $1,500 must be maintained in the checking account and a $25,000 average daily minimum aggregate balance (inclusive of the amount maintained in the checking account) must be maintained in consumer deposits, loans (excludes first mortgages; lines of credit are measured as the amount outstanding and not the full line of credit) and/or wealth management accounts. If the minimum requirements are not met, a $20 monthly service fee will apply and rebates of Non-GSB ATM Activity Charges will be forfeited. Accounts must be open during the full account statement period to receive the rebates. Accounts closed prior to a full statement period will not be eligible for the ATM fee rebates. 2. Message and data rates may apply from your wireless carrier. Not all wireless carriers supported. 3. Subject to credit approval. 4. GSB does not offer legal advice. You should seek specific advice regarding legal and tax matters from a qualified attorney. Products and services made available are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of, nor guaranteed or insured by, any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. 5. GSB Wealth Management is a separate subsidiary of Guilford Savings Bank. GSB Wealth Management is a registered investment advisor.

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